Understanding Employee Benefits


Overview/Description
Americans change jobs an average of seven times over the course of their career. This means you'll be a new employee, at a new company on multiple occasions during your lifetime. Most companies offer employee benefits. This course will provide you with general information about the most common employee benefits including Retirement Plans, Life and Disability Insurance and Health Benefits.

Target Audience
Professional level employees and management new hires

Expected Duration
5.0 hours

Lesson Objectives:

Retirement Plans

  • identify the personal benefits of planning for a secure retirement.
  • Match the three reasons employees should consider participation in a 401(k) with examples.
  • match the three reasons employees should consider participating in an Employee Stock Ownership Plan with examples.
  • identify the key characteristics of pension plans.
  • apply tips for retirement planning in a given scenario.
  • Life and Disability Insurance

  • recognize the importance of the three types of security that life insurance and disability insurance provide.
  • apply the "Criteria for Eligibility" to determine eligibility for disability benefits when given a scenario.
  • identify examples of the three key considerations when evaluating the need for supplemental life insurance coverage.
  • Making Sense of Health Benefits

  • recognize the advantages of being covered by health benefits.
  • identify the key characteristics of indemnity plans when presented with examples
  • determine the most appropriate type of managed care plan when given a scenario.
  • apply knowledge of the Family Medical Leave Act (FMLA) to determine whether or not a request for leave fits FMLA requirements.
  • Course Number: HR0003